Recently I heard from Youtuber Ali Abdaal that we needs to set our ultimate life goal and plan ahead how to achieve this goal. So when I though about this, I come to a conclusion that my ultimate goal actually is retire with RM1.8m money. This is that one ultimate goal which I am pursuing every single day. Tbh this is really what I am pursuing every day. So meaning as long as I got RM1.8m money in my bank, then i can quit and close the LC.
Actually is it hard to have RM1.8m in the bank? Yes...that's why I need to work till 65yo in order to have this money. Why I need RM1.8m? Well....Estimate I would need RM6k / per month to have a comfortable life. So by RM6k x 12 x 25 =RM1.8m. So by interest of 4% p.a., I can earn RM6k with my RM1.8m deposit. I only hope I can sustain LC for another 20 years. I knew this "Ultimate Goal" would eventually be "Arrival Fallacy". At this moment, at this time, all I want is no need to worry about money or work. I can just live my everyday life with ease and peace. No rushing, No worry, No one bothering me....
Ali said "The journey is the destination. If you can figure out what you authentically want, and work towards it while enjoying the journey, that’s all that really matters in the end."
One week into new year 2024, how's life so far? I have been working hard on my digital planner now, and didn't lying on my couch during evenings time. This is one of my goal for 2024 which is fully utilize the 3-4 hours before bed time to do somethings meaningful. I also got to spend more time at home these few weeks. Pau got covid which is so good that she stop bothering me and ask me out for drink. Three of us are going to Macao next sat. The trip hasn't start but I have started to feel irritating already. The whole trip ended up just me and ah ma travelling along. If she so reluctant to travel with us, might as well tell it to our face. After enemy with Julie, I can't travel with the cousin anymore. Then I hope I can travel with these 2. But End up being an unpleasant experience again. Hai.....Look like I need to travel by myself already which is too sad. My Travelling dream might not come true when I retire.
